No homeowner wants to have to file a home insurance claim, but sometimes due to our own lack of foresight, it does happen. The majority of home insurance claims, which boost the insurance rates, were from completely preventable accidents. If you know what to do, you can keep your premiums at a minimum and manage to keep your home safe, at the same time. Some insurance claims are particularly common and can be prevented if you know what to watch for.
Water Damage
Pipes leaking or freezing can cause a lot of water damage in a short amount of time. Often, we don`t notice leaking pipes until they have already caused a lot of problems. The best way to prevent this very common issue is to inspect pipes on a regular basis and get them fixed immediately if you find any problems. Don`t wait for a major drop in water pressure to warn you that there`s a big problem, have a plumber check out any suspicions.
Frozen and burst pipes can be an issue during the winter in colder areas. If you are going to be out of the house for a while, be sure to set the thermostat above freezing and arrange for someone to check the place a couple of times a week while you are gone, particularly if there is a sudden drop in the termperature.
Electrical Fires
Most fires that cause damage to a home are due to poor wiring or a short circuit. Older homes are certainly more vulnerable to this issue, but any home can suffer from an electrical fire if they aren`t careful.
Regular inspections of cables and cords should be done every 3 months or so. Look for sockets that are coming loose, wires on appliances that may have been stripped or separated from the plug head a bit, and anything else. Wires should never be run under a carpet or across an area where they will be stepped on, since this can cause some serious problems with fraying and later cause a fire.
If you move into a new home, have an electrician do a complete inspection for faulty wiring, just to be on the safe side. Yes, it will cost you, but in the end, it`s worth it because you`ll have lower monthly home insurance rates.
Lamps, Christmas lights and other lights should be turned off rather than left on all night. The majority of electrical fires start during the winter, particularly during the holiday season.
Burglary
You`ll want to make sure that your home is as secure as possible against thieves who could not only cause damage to your home, but also your family. Make sure there are locks on all windows and doors and install an alarm system.
An automatic light system can be a great safety item, turning lights on and off randomly throughout the house while you are away. Even if you tend to work late, this can be helpful, keeping the potential burglars in the dark as to when you actually get home. A predictable schedule puts your home at risk.
Keeping your home safe and secure is just common sense. You don`t want to suffer from any problems in the home, of course, but the added problem of having the rates for your home insurance rise is a big problem when things go wrong.
Take the time now to prevent these common issues and make sure that you schedule routine inspections and you should have no problems with your insurance. Most problems are completely preventable, so you`ll be covered when something unexpected happens.
About the Author
Complete home and auto insurance quote in Canada with no obligation. Auto insurance products include standard coverages with options and deductibles that can be adapted to suit your needs. Visit us in one of our Toronto car insurance office.
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Opera Mini 5 was more mature and ready to invade the market mobile phone users. Beta (trial) from the
Opera browser for mobile devices that are available.
Opera Mini is a software web browser from Opera Software specifically developed for handheld devices such as mobile phones. As of the quoted written statement received on Wednesday (16/9/2009), the latest Beta version of the browser is now available for download.
Some of the features highlighted in Opera Mini 5, among others:
1. Design. Opera Mini 5 has a new look with the feel of the claimed more intuitive.
2. Tabbed browsing. Features that had only the desktop has finally come to the phone. Users can browse multiple sites simultaneously.
3. Navigation touch screen or keypad. Opera Mini promises to more optimal for both types of phones, both touch screen and keypad.
4. Password Manager. Opera Mini can be used like a virtual vault to store passwords e-mail, social networking sites, online banking and much more.
5. Speed Dial.Speed Dial feature also available on Opera Mini 5, with the view that quite promising.
You can download Opera Mini 5.0 here
DOWNLOAD
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If you want to create a website with Dreamweaver or Frontpage, maybe everyone can. But the web is only a standard web that does not have a database so that people can only see the contents of the web, without being able to participate like to comment berpastisipasi. If you want to make a PHP website with database, we did need to learn PHP programming? Not too ... Now a lot of web tools that open source templates (no source program that can be volatile) and FREE of course. Well refer to our coverage of some tools that we think is easy and good to make a complete PHP website with a database. To try to make the web with php + mysql on local computer, you need to install php and mysql software on your computer first. Php software can be downloaded at: http://www.php.net/downloads.php
For mysql, you should use the version 4.0, since version 5.0 was still new and not many open source tools that can use it. you can download at: http://www.mysql.com/
If you immediately put it on the Internet, will be much easier, because the average Internet server in the world and Indonesia, have been equipped with facilities that can read php and mysql. You can just make it in the mysql database your web control panel (please contact your web provider or where you rent a server (web hosting) if not clear how).
Here are some Open Source tools are useful for you to create a web php with mysql database from the first:
Drupal
This is one of the tools that we consider very simple and the download yg small (<500KB) to create a web, you can also change the design and appearance of your web dr. Here are our infonya quoted from his website:
Drupal is an open-source platform and content-management system for building dynamic Web sites. It offers a broad range of features and services including user administration, publishing work flow, discussion capabilities, news aggregation, metadata functionalities using controlled vocabularies, and XML publishing for content-sharing purposes. Equipped with a powerful blend of features and configurability, Drupal can support a diverse range of web projects ranging from personal Weblogs to large community-driven sites.
Drupal download here
Postnuke
If you want a web feature php + mysql database with a more feature complete with a forum, web chat, search and security, you can try this one. Below is the info we quote from his website:
Some may see Postnuke (PN) as a weblog or content management system. But PN is more than that, PostNuke is a community, content, collaborative management system, a C3MS. It's your electronic toolbox, a set of tools allowing you to build a dynamically generated web site that five years ago would have cost hundreds of thousands of dollars to launch.
Download Postnuke here
Question and answer forum at: http://forums.postnuke.com/
Postnuke Manual + FAQ at: http://news.postnuke.com/FAQ.html
If you happen to know a little PHP and want to re-design open-source PHP program that you can, you can use PHP Designer program. This program is FREE and you can download the program here
If you want a special web forum just for the forum only or contain only (web forum), or you want to include a separate forum from the web, you can download the PHP Bulletin Board at: http://www.phpbb.com/
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Creating a file on every folder where these files have the same name as the folder with the characteristics
- Icon used a Folder
- File Size 42 Kb
- Extension. EXE
Rontokbro also will make changes to the file C: \ autoexec.bat to add the command line "PAUSE". In order to be active so Rontokbro computer turned on, he will make the registry a few registry keys are:
Bron-Spizaetus
HKEY_LOCAL_MACHINE \ SOFTWARE \ Microsoft \ Windows \ CurrentVersion \ Run
Tok-cirrhatus
HKEY_CURRENT_USER \ Software \ Microsoft \ Windows \ CurrentVersion \ Run
Shell with a value Explorer.exe "C: \ Windows \ Eksplorasi.exe"
HKEY_LOCAL_MACHINE \ SOFTWARE \ Microsoft \ WindowsNT \ CurrentVersion \ Winlogon,
Disable Registry Editor
Like most viruses, this virus will also disable programs that can shorten the possible existence of "their" functions such as registry editor by adding a registry key:
DisableRegistryTools = 1
HKEY_CURRENT_USER \ Software \ Microsoft \ Windows \ CurrentVersion \ Policies \ System
If the function is run registry editor will display an error message. Message that appears if the computer is infected Rontokbro trying to access the Registry Editor.
DisableCMD
In Registry
HKEY_CURRENT_USER \ Software \ Microsoft \ Windows \ CurrentVersion \ Policies \ System
Besides adding to the registry key string, the virus will also be added in the option in the [Startup] in msconfig.
Sempalong
Smss
Empty
Folder Option Hiding
This virus apparently learned from his colleagues, which will eliminate the virus [folder options] on the [tools] in [Windows Explorer], so that the user will not be able to display any hidden files (hidden) by the virus, by adding a string value :
"NoFolderOptions" = dword: 00000001
the registry key
HKEY_CURRENT_USER \ Software \ Microsoft \ Windows \ CurrentVersion \ Policies \ Explorer
Folder Option ROntokbro omitted by the user so can not change the folder option settings
Task Schedule 5:08 PM
Rontonbrojuga schedule will make the windows task schedule which will run every hour of 5:08 PM, by running the file that is located didirektori:
C: \ Documents and Settings \% Users% \ Templates
Schedule made by a particular file Rontokbro run every 5:08 PM. This possibility is used to update itself.
Automatic Computer Restart
One of the advantages possessed by Rontokbro is able to cause the computer restarts, do not expect up-date the patch can solve this problem, it is because Rontokbro not exploit such security holes used by Sasser or Blaster virus.
Rontokbro will restart your computer if you try to run a particular program such as regedit, msconfig and even if you run Task Manager software as a replacement pocket HijackThis and Killbox even one other advantage that has is the ability to restart the computer even though the mode "safe mode" even though, by because it takes a trick to deal with these problems. makers likely Rontokbro always follow the advice and the latest developments so that it will become increasingly difficult to be liquidated because it is constantly updating itself.
Steal Your Email
Rontokbro will take an email address on all files that contain ext. . asp. cfm. csv file. doc. eml. html. php. txt. wab
Through disks / USB Flash Disk
In addition to spreading via email, Rontokbro also be spread via Diskette / USB to create files in folders / subfolders are didisket / USB or the USB root itself, the file created has the features: resembled Folder Icon, Size 42 Kb, Ext . EXE
Rontokbro also will try to make the connection by sending ping requests to one of such adult sites and kaskus.com 17tahun.com, this is one factor that can slow a computer system but because of the spread of internet connection in Indonesia is still relatively slow, the impact of this will be less felt at home dialup users because they do not always connected and the greatest impact access to two sites will be far-reaching if the computer is affected Ronrokbro home computers that have an ADSL connection and is always connected to the internet, Warnet or office computer that is always connected to Internet.
Like antivirus, Rontokbro also trying to do up-date to one of the sites has been determined, so do not be complacent should up-date your antivirus in order not to become the next victim and do not forget to not carelessly in exchanging data via floppy / usb one tips may be useful is to recognize the type of file you want to run, and try to always display the file ekstesi order to know the type of file. One effective way to prevent Rontokbro is to use the antivirus which provides local support so that the definition can be offset Rontokbro emergence of new variants which until now still continue to be issued.
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For the web developers who are more often working in windows operating system environment, would still remember with Phptriad. At the time the application Phptriad bundle apache, mysql and PHP as one of the installer file. The installation is very easy to create a working web developer is not hard to install apache and mysql from scratch. Unfortunately this project which used phptriad is an open source project discontinued and changed into a commercial project.
Phptriad basically just bundles a web applications developer who has been frequently used in the Linux operating system environment. LAMP that had for years become a mainstay of web developers in the linux operating system it can also be implemented in the windows operating system. This means that the market for Apache, MySQL and PHP already penetrated into the operating system other than linux.
The opportunity was certainly not wasted by other developers. Bundle 3 applications (apache, mysql and PHP) began to spread after Phptriad appear. Some who had recorded and I know among other FoxServ, WinLamp and Xampp.
Of the three alternatives Winlamp, FoxServ and Xampp I've tried the last two, but I am personally more interested to discuss Xampp. As Phptriad, Xampp follow easy installation and configuration as that owned by Phptriad. As of this writing has reached version of Xampp 1.4.12 Some of the features available on Xampp is like the one below:
- Apache 2.0.53
- MySQL 4.1.10
- PHP 5.0.3 + PHP 4.3.10 + PEAR
- eAccelerator 0.9.2a
- PHP-Switch win32 1.0 (please use the "PHP-switch.bat")
- XAMPP Control Version 1.0 from www.nat32.com
- XAMPP Security 1.0
- SQLite 2.8.15
- OpenSSL 0.9.7e
- PHPMyAdmin 2.6.1
- ADODB 4.60
- Mercury Mail Transport System for Win32 and NetWare Systems v4.01a
- FileZilla FTP Server 0.9.4e
- Webalizer 2.01-10
- Zend Optimizer 2.5.7
The minimum computer requirements to run are as follows:
- 64 MB RAM (recommended)
- 115 MB free Fixed Disk
- Windows 98, ME, XP Home
- Windows NT, 2000, XP Professional (Recommended)
- Some addons that have been available are:
- Perl 5.8.6
- mod_perl 1.999.22
- Experimental Python 2.3.3
- mod_python 3.1.3
- Tomcat 5.0.28
- mod_jk2/2.0.4
- Cocoon 2.1.5.1.
With features such sense-it can replace the functionality Xampp LAMP on Windows operating systems. Even Xampp also be used as web servers secure and reliable Windows operating system.
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S10 Password Vault is a password manager that you can use to store your username and password information securely. By using this free software you no longer need to remember all the usernames and passwords to many web accounts you have, for example, yahoo email account, gmail, facebook, friendster, blogs, and so on.
Display of this freeware is simple enough, at least when compared to Password Container.
Before using the Password Vault S10 is first you must create a master password first.
By default the account password on S10 Vault consists of several categories, namely Banking, Email, Shopping, Travel, Websites, and Work. To add a new category, you can do this by right clicking and choose New Folder.
To create a new account, first select the category accounts. After that right click and choose New Account.
One of the interesting features of the S10 Password Vault is the Auto-type commands. With these features S10 Password Vault will write the username and password automatically to the site you're visiting. To activate the Auto-type commands you can press the Ctrl + Alt + L.
If you are interested in trying S10 Password Vault, you can download at http://www.s10soft.com
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Start Killer is a small software to hide the Start button located on the lower left corner. When the software is run, the Start button will "disappear" from the taskbar and you'll get a little extra space on the taskbar.
Although there is no Start button, you can still access the Start menu by pressing the Ctrl + Esc or Windows key.
To display the Start button again, you must close the Killer Start by right-clicking the Start icon in the systray Killer and click Exit menu.
download here
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On the Internet to reach hundreds of dollars by following the free affiliate programs are so numerous. To get $ 100 from invite others to join this program. And most of the payment using paypal, for it please open free paypal. Please follow these steps to join the affiliate program:
List of affiliate programs and select affiliate type = "$ 100 CPA": Click here Login to the affiliate member area and get your referral link in the link or banner link.
Promote and encourage a friend or someone else to join the program for free eToro. Give guidance that they need to access from your referral link, then Download and Install eToro trading software and open a free demo account "Trading For Fun". and try for free forex trading at eToro. Give tips on eToro trading as a bonus for your referral easier to try trading in eToro to be.
If your referral is to trade well and gain profit, recommend to try trading beneran (Real Trading) by making a deposit at least $ 50. eToro also provides a free bonus of 50% to $ 200 first deposit of the amount of time. You as the referrer will receive a commission of $ 100 from only 1 member who make a deposit. Your income will directly credit the affiliate area and the accumulated until the end of the month. If you can get a commission of at least $ 100 until the end of the month, the eToro will pay commission on 5-10 at the beginning of next month directly into your paypal without the need to ask. Please enter your settings and your paypal email in the "Payment details" in the eToro affiliate area.
Do not forget to promote your blog in many forums and do not forget to participate in various community here just join them, yuwie, myLot, ximmy, frens zone and many more ways to promote blogs. Good luck ...
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About eToroeToro is an innovative software that has taken the complex world of forex trading and made it user friendly. Countless online forex providers supply their traders with platforms that are bulky and uncomfortable to use. You'll find yourself spending more time trying to figure out how to set up a simple trade than analyzing the market and deciding what your next trade will be. Using a ground breaking interface, the eToro platform puts all the forex tools your heart desires right at your fingertips. eToro is about providing the ultimate forex trading environment for all traders. Here you will not only find a phenomenal array of forex trading tools but also live streaming news, financial event calendars and an unlimited practice mode with live forex rates for you to test out trading arenas before applying them with real money. eToro also combines forex trading with a web 2.0 community centered approach. eToro have created a thriving forex community around public and private chats and forums, that enables you to discuss forex with peers from around the globe, and you can even monitor the most popular pairs traded by eToro’s top 100 ranked traders, and utilize their experience to your advantage !<
/p>
eToro`s Features:
Traders at eToro enjoy:
Innovative user-friendly interface – execute trades with on click of a button.
Unlimited practice – practice your trading techniques with virtual money and live rates
Streaming news – get the latest forex updates as they happen
Low spreads – trade with the lowest spreads online, as low as 2 pips spread.
Superb execution – trades are executed immediately with great precision
Low margin requirement – start trading forex with only $50, and get a first deposit bonus of up to $1000!
Commodities Trading - trade Gold, Silver and Oil on the eToro platform.
Webtrader - no need to download the trading platform to your computer.
Community experience – connect with you fellow traders using public and private chats and forums
Trading challenges - win prizes simply by trading, no entry fees required!
Download
eToro for FREE today for a new kind of forex experience!
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The Forex trading industry With a daily turnover of over $3.2 trillion, as estimated by The Bank of International
Settlement, the Forex market has quickly become the world`s biggest and most liquid
financial market. Nevertheless, it is a market that has up until now allowed very
narrow access to private traders, since it customarily uses terminology and procedures
that can take years to grasp.
About eToro
eToro has developed a cutting edge Forex trading software, catering to novice and
veteran traders alike by way of a user friendly trading interface, and various additional
features that render the vast world of Forex trading accessible to new traders.
eToro`s easy to use platform makes foreign exchange trading almost entirely intuitive,
through its extensive use of trade visualization. eToro`s platform is also designed
to make Forex trading a community oriented experience, with such features as private
and public chats, forums and championships.
eToro`s provision of an opportunity to acquire trading experience by trading for
virtual money, makes this platform hugely attractive to beginner traders, since
it enables them to get their chops without risking any of their money. This way,
novices can get a fundamental understanding of the world of Forex, before they dive
in. Furthermore, eToro makes the learning experience a smooth and painless one,
by replacing the complex charts and lingo that the Forex market is famous for, with
step by step instructions, tutorials, professional support and creative graphic
representations of trading activity.
eToro`s forward thinking approach combines all the advantages of the Forex market,
namely its scale, its liquidity and its extent of opportunity, with all the advantages
of online technology, in order to create a user friendly access to an enormous and
complex industry.
Overall, eToro has produced the ultimate trading environment, where one can learn,
develop, communicate, and grow according to one`s individual needs.
eToro`s Features:
eToro has designed a cornucopia of features that make trading, monitoring, communicating
and staying informed simpler than ever. These features include:
Visual representations: Trades are depicted through various creative representations,
so you can monitor your activity with ease.
Practice mode: Polish your skills by trading with virtual money for live
rates, before putting them to the test.
Competitions: Compete against fellow traders for cash prizes and Forex glory
- with no entry fees.
Chat: Whether it`s Forex or romance, discuss it all with your trader friends
in public or private chats.
Trade: Enjoy real time execution with all your trades.
Low Spreads: Save a fortune on eToros super low spreads - as low as 2 pips spread.
Download
eToro for FREE now to experience the world of Forex trading to the fullest.
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About Forex The Forex market has quickly become the world's largest financial market, with an estimate daily turnover of $3.2 trillion. It is a market that has great appeal to a financial trader because of its volume which guarantees liquidity. High liquidity means that a trader can trade whatever currencies he feels like at all times, since there will always be someone to buy and sell any currency he wants. Another outstanding feature of the forex market is that it is active 24 hours a day and is closed only on the weekends. This means that unlike the stock market for example, traders in the forex market don't need to wait for a bell to ring, but can make trading decisions around the clock.
Enter the internet into the equation. Now the forex market is literally at your fingertips. Most brokers offer online trading facilities which enable you to trade simply by clicking a button, instead of the traditional phone call. The internet has really revolutionized the industry, making the retail section of the market more dominant than ever.
About eToro
eToro is a forex trading platform developed to cater to the emerging retail segment of the forex market. With its simple style and exciting trade visualizations, eToro is the perfect platform for a novice trader to get his first forex trading experience. With its great array of professional forex trading and analysis tools, eToro is also the perfect platform for experts in the field who want to trade comfortably and reliably. eToro has developed a truly intuitive interface that lets traders concentrate on trading instead of messing around with bulky and overcomplicated software.
It's important to mention that eToro also offers an educational experience, so novices can gain knowledge of the forex market and eventually become pros if they're so inclined. eToro offers forex trading guides, forums and video tutorials to facilitate their traders' progress. eToro also offers an unlimited practice mode where both beginner and seasoned traders can sharpen their skills and test their strategies with real market rates.
Overall eToro have successfully designed a software that caters to a very wide segment of the forex trading public. eToro is bound to remain a leader in the forex industry for a long time to come.
eToro's features:
Visual representation of trades: Monitor your trades with ease by watching creative visualizations of your trading activity.
Practice mode: Test your skills and strategies by trading with live rates, without risking a cent.
Trading Challenges: Compete against fellow traders for cash prizes - with no entry fees.
Commodities Trading: Trade the precious metals such as Gold and Silver on the eToro platform.
Low Spreads: Save a fortune on eToros super low spreads - as low as 2 pips.
WebTrader: Enjoy real time immediate execution with all your trades using the Webtrader that doesn't require the platform download.
eToro's Pro Insight: Get a look at what currency pairs eToro's top 100 traders are trading at the moment, and use the inside info to your advantage!
Download
eToro for FREE and join a fast growing forex community.
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The financial world is now going through some turbulent
times. The global economic crisis has affected markets and economies worldwide and
has rendered the financial markets unstable. The crisis has deepened recently due
to negative investor sentiment. In these critical conditions most investors are
pulling their money out of the falling stock markets and looking for available alternatives
for investment.
Many investors have found this alternative in the forex
market. Unlike other financial markets the forex market literally cannot crash.
This is due to the fact that in the forex market one invests in a currency's value
relatively to another currency. One is always buying and selling at the same time.
Therefore one can profit when one currency weakens against another just as much
as if it were strengthening against the same currency. In fact, the instability
that the global crisis has introduced into the market is considered by many to be
a positive thing. Volatility in the forex market, despite perhaps making it more
risky, also provides greater opportunities for profit. The sharper the swings the
currencies go through against each other, the more forex traders stand to profit.
And because this volatility makes the trades riskier,
forex dealers also provide traders with tools to reduce their risk. Stop Loss orders
are a very commonly used tool in forex traders, because they allow traders to limit
the amount they are risking while their profits remain potentially limitless. One
does not even have to risk the entire amount of their investment. For example, if
one invests $100 on a trade they can place a stop loss order that will close the
trade in case the rate of the currency pair reaches a level that leaves only $50
to take back. This allows traders to protect themselves from unpredictable market
movements while simultaneously allowing them to take advantage of this same market
volatility.
Despite these obvious advantages, some people still hesitate
to start trading forex since they've never tried it before. This is where the eToro
platform comes in. The eToro forex trading platform is a perfect place to get started
in the forex market because eToro provides you with all the advantages of forex
trading incorporated into a simple and visual interface. eToro's revolutionary trade
visualization make it easy for forex novices to acquire trading skills in no time.
eToro's educational guides, tutorials and forums also
give you access to all the forex information you can possibly require. You can then
discuss this information in eToro's chats, take part in free to enter trading challenges,
and take a tip from the pros using eToro's Top Traders' Insight tool. You can also
practice forex trading using virtual money with real live market prices.
Now, more than ever, it's time to give forex trading a shot.
Download
the eToro platform for FREE today to get started!
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